If you were hospitalized after a car accident,
the decisions you make in the coming months
will determine whether you get what you're actually owed.
Here's what you need to know.
Most people don't do all of these after an accident.
Here's what still matters — and what can still be recovered.
1. Get the police report
2. Gather existing documentation
3. Keep records of your care and treatment
4. Track the impact on your daily life and missed work
All of these increase your case value
5. Know your timeline — 2 years in Arizona
6. Before you talk to insurance — know your rights
You are not required to give a recorded statement before consulting an attorney.
The insurance company is not on your side.
Here's what to expect — and what to watch out for.
1. An insurance company assigns someone to your case
2. They make an offer
It is a starting point, not a final number.
3. They may ask for a recorded statement
You are not required to give one before understanding your rights.
What you say can affect your claim.
4. They want you to sign quickly
Once you sign a settlement, the claim is closed permanently.
There is no going back.
An attorney doesn't cost you money.
They make sure you don't leave money on the table.
1. An attorney knows what your case is worth
2. They handle everything
Communication with insurance, paperwork,
negotiations — all of it.
You focus on recovery.
3. They only get paid if you win
No upfront cost.
No hourly fees.
Their fee comes from the settlement —
only if there is one.
4. A free evaluation tells you exactly
where you stand — and what your options are.
⚠️ Most accident victims don't know what they've already given up — until they talk to an attorney.
Lying in the hospital, the last thing I wanted was a legal battle. When the insurance company called with an offer, I was ready to say yes just to move on. My sister convinced me to get a free review first. The attorney saw things I completely missed — future medical costs, lost income, pain and suffering. I'm so glad I didn't sign that first offer.
It had been almost eight months since my accident and I assumed I'd waited too long to do anything about it. I almost didn't fill out the form. Turns out I still had time, and my case was stronger than I thought because I'd kept all my medical records. Nobody told me that before — not the insurance company, not anyone.
The insurance company sent me a settlement offer and told me it was fair given my injuries. I almost signed it the same day — I just wanted it to be over. My buddy told me to get a second opinion first. The free review took 20 minutes and the attorney pointed out three things the offer didn't cover. I had no idea I could still negotiate at that point.
You've been dealing with this alone long enough.
Find out where you stand — it takes 60 seconds.